Analisis Sistem Pemberian Kredit pada Koperasi Karyawan Kantor Departemen Dalam Negeri Kabupaten Magetan

Oleh :
Weny Widayanti Ariani - F3308123 - Fak. Ekonomi dan Bisnis

Establishing Coorperatives is one ways the state conducts to make the society prosperous. In today’s economic climate the loan grant is really necessary for the small business competition. This final project writing aims to evaluate the operational system in Koperasi Karyawan Kantor Departemen Dalam Negeri Kabupaten Magetan in service to the customer, about the process of loan issuance was conducted to find out the elements of internal controls system involving the organizational analyzing, outhorization system, recording system, healthy practice, and employess working according to their responsibility. To recognize the system, the write gets information from direct interview with the concerned party and from concrete data on performance of Koperasi Karyawan Kantor Departemen Dalam Negeri Kabupaten Magetan as well as through analyzing data. From the result of the research, it can be concluded briefly as follows: The loan issuance system in Koperasi Karyawan Kantor Departemen Dalam Negeri Kabupaten Magetan had separated that loan apprvfal function from the cash expense one and rhere is some organizational unit serving to chek the effectiveness of loan issuance system elements as well as there are daily check to monitor the office activity and cash amount. In additional to the strength above, there are still weaknesses: there is photograph or picture falsification done by Acounting Officer during the survey in order that the loan can be granted according to the proposal. In implementing their task, the commercial devision, particulary Acounting Officer still has double task, namely undertaking the task that should be done by collector so that it may affects the Acounting Officer performance of Koperasi Karyawan Kantor Departemen Dalam Negeri Kabupaten Magetan Key Words : benefit of coorporatives, Evaluate the operational system, Strenghts, Weak nesses.