Administrasi Pemberian Dan Penyelesaian Kredit Pt. Mitra Dana Putra Utama Finance Cabang Surakarta

Oleh :
Christina Vindy Mahardika - D1510018 - Fak. ISIP

PT. Mitra Dana Putra Utama (MDPU Finance) Surakarta branch is one of the companies engaged in financing and lending services in the area of Surakarta. The company was founded has the sole purpose to help people, especially, in addressing the medium in the form of credit through the financial fiduciary. The giving process and completion credit, of good administration and the right to determine the passage of activities efficiently and regularly. Administration also has an important role as a determinant success of the company achievement. With a good administrative, companies will be able to boost demand for loans that have an impact on improving the quality of the company. Given the conditions and processes that have a lot of the stage steps the administration and settlement of credit provision required to assist customers in making application for credit. According to Rachmat Firdaus (2003:97) in the administration of lending done by stages such as provision to file, creditworthiness assessment, interviewed activity, a review of the location, making loans, and loan disbursements. Observations on PT. Mitra Dana Putra Utama Finance administration performed by the method of observation, which may imply a solution to the problem is based on the real or actual state of facts based administration The provision for credit is done with files and charging along with terms such as KTP, KK, the original electric bill, pay stub, photocopy UN, a copy of Business License, registration, reg. Once the data is complete, the next phase of branch heads approve the notice of the CMO survey, if approved, the loan will be disbursed. For the repayment phase is done by printing the contents consists Form repayment of the remaining installments, installment chunks, fines payable, operational costs, and the cost of the bill. Based on the above description of the administrative process can be concluded that the administration applied by PT. Mitra Dana Putra Utama Finance is pretty good. Is Evidence by the provision in the file as a means of filing a complete application to be prepared. The use of computerized sound practices in the administration a separate functional responsibilities explicitly. In the process helped the administration regularly and smoothly.