Abstrak
Analisis kredit bermasalah pada pd. bpr. bank daerah karanganyar periode 2008-2012
Oleh :
Winda Ayu Setyoadiana - F3310140 - Fak. Ekonomi dan Bisnis
The objective of the thesis was to determine and analyze non-performing
loans. In the preparation of this thesis, the methods used are qualitative and
quantitative methods to obtain a clear picture of the analysis of problem loans to
borrowers who have at bank PD. BPR Bank Daerah Karanganyar
Non-performing loans at PD. BPR Bank Daerah Karanganyar due to
several factors, including customers who are late paying installments due to
decreased business earnings, crop failure, or the depotition of customers who do
not want to pay the installments and pay of the loan. Of the bank may becaused by
the credit analysis may be less careful and not including 5C in the process of
implementing elements of analysis for the realization of the credit because of the
other elements of fraud.
Conclusion obtained from analysis of the emergence of non-performing
loans at PD. BPR. Bank Daerah Karanganyar due to the implementation of
elements of 5C, character, capacity, capital, collateral, and condition of economy,
and effort made to collect, from borrowers is also less than the maximum.
Key word : non performing loans
