Abstrak


Analisis Rasio Profitabilitias Sebagai Alat Ukur Kinerja Keuangan Pada Bank Bni Dan Bank Btn Periode 2010-2012


Oleh :
Alifia Faizun Nahari - F3311010 - Fak. Ekonomi dan Bisnis

The purpose of this research is to analyze the financial performance of Bank BNI and Bank BTN when measured by a ratio of profitability. Measurement of the ratio of profitability can be used as a benchmark of the effectiveness of performance management when are reviewed from the profit. This type of research is used descriptive quantitative data in the form of annual financial statements of Bank BNI and Bank BTN for the period 2010-2012. The result of the research obtained that for Bank BNI from the year 2010 to the year 2012 financial performance shows a stable and consistent this is look from the ROE, ROA, and ratio of the NPM are increasing every year and a decrease of the ratio of bopo that indicate the success of operational efficiency by management. Whereas Bank BTN from the year 2010 to the year 2012 shows financial performance which has not been stable yet consistent it is seen from the ratio of ROA has decreases every year, the ratio of the ROE, NPM and BOPO that tends to fluctuates.