Abstrak
Analisis Rasio Profitabilitias Sebagai Alat Ukur Kinerja Keuangan Pada Bank Bni Dan Bank Btn Periode 2010-2012
Oleh :
Alifia Faizun Nahari - F3311010 - Fak. Ekonomi dan Bisnis
The purpose of this research is to analyze the financial performance of
Bank BNI and Bank BTN when measured by a ratio of profitability. Measurement
of the ratio of profitability can be used as a benchmark of the effectiveness of
performance management when are reviewed from the profit. This type of
research is used descriptive quantitative data in the form of annual financial
statements of Bank BNI and Bank BTN for the period 2010-2012. The result of
the research obtained that for Bank BNI from the year 2010 to the year 2012
financial performance shows a stable and consistent this is look from the ROE,
ROA, and ratio of the NPM are increasing every year and a decrease of the ratio
of bopo that indicate the success of operational efficiency by management.
Whereas Bank BTN from the year 2010 to the year 2012 shows financial
performance which has not been stable yet consistent it is seen from the ratio of
ROA has decreases every year, the ratio of the ROE, NPM and BOPO that tends
to fluctuates.