Penilaian tingkat kesehatan pada lima badan kredit Kecamatan (BKK) di Surakarta tahun 2008 dengan menggunakan analisis rasio perbankan dan tingkat Non Performing Loan (NPL)

Oleh :
Shakti Wrestikara Nandini - F3306096 - Fak. Ekonomi dan Bisnis

ABSTRAK Fives Subdistrict Loan Bodies in Surakarta were used in this research. The research was conducted in for one year, in 2008. The data employed was the 2008 financial statement of Subdistrict Loan Bodies. The study used a banking ratio analysis: capital adequate ratio (CAR), productive asset quality (PAP), productive asset elimination remaining (PPAP), return on asset (ROA), operational income burden (BOPO), cash ratio, loan to debt ratio (LDR) and non performing loan (NPL) rate. Using the banking ratio analysis and non performing loan (NPL) rate, the writer can find out whether the Subdistrict Loan Bodies are healthy or not. Keywords: Subdistrict Loan Bodies (BKK), capital adequate ratio (CAR), productive asset quality (PAP), productive asset elimination remaining (PPAP), return on asset (ROA), operational income burden (BOPO), cash ratio, loan to debt ratio (LDR) and non performing loan (NPL) rate.