ABSTRAK PD. BPR-BKK Boyolali Kota is one of the legal capital credit institute which its capital come from government. Effort area which implement is muster fund from public in the form of saving and deposit, and also channel returning fund from public in the form of credit. In the growth, all of PD. BPR-BKK sub-province Boyolali do merger as a mean to strengthen the capital structure. This research aim to evaluating whether vesting and loan recovery system at PD. BPR-BKK Boyolali Kota have as according to line item and policy which have been specified, and evaluating existence of problem credit and also the way to overcome. Evaluation to vesting and loan recovery system would good for corporation because the system have an effect on large to credibility PD. BPR-BKK Boyolali Kota as public credit institute. In this case, applying of vesting and loan recovery system play a part which of vital importance to guarantee continuity of living by corporation mostly the earnings come from the given credit facility. Result of evaluation prove that vesting and loan recovery system at PD. BPR-BKK Boyolali Kota have been applied well as according to the line item and policy, however in the execution still there are some weakness, for example still existence of multiples functions wich caused of limited the fields labour and still the of earning credit have problem. Based on result of evaluation which have inferential that vesting and loan recovery system, and also handle to problem credit have been executed well. As step of repair, writer give a benefit suggestion to corporation that is analysing credit function have to be more take a care in giving acceptance of early in credit vesting and add fields labour so all procedures forming vesting and loan recovery system can be effective and efficient.